A public adjuster is an insurance claims specialist who represents policyholders, not insurance companies. They work on a contingency basis, which means they only get paid if you do. Public adjusters are important because they level the playing field between you and your insurance company.
Your insurance company will have its own adjusters working on your claim, but their priority is to save the company money. A public adjuster works for you and will make sure you get the maximum settlement possible under your policy. You can also navigate this site to know more about public adjusters for insurance claims in Fort Lauderdale.
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Public adjusters are licensed by the state and must adhere to ethical standards. They should be able to provide you with references from past clients. Once you hire a public adjuster, they will review your policy and file a proof of loss with your insurance company.
The public adjuster will then negotiate with the insurance company on your behalf. If you reach a settlement, the public adjuster will get a percentage of the claim as their fee. If you go to court, the public adjuster can testify on your behalf.
Utilizing a public adjuster is important because they will fight for you when dealing with your insurance company. They are trained in how to settle claims and know what documentation is needed to support your claim. Public adjusters can also help if your claim has been denied or undervalued.
